Attention homeowners in LOCKPORT and Niagara County: Need an appraisal?
Check out the top reasons NY homeowners order from ERBES APPRAISALS, INC.:
Do you own a home in or near LOCKPORT? Do you need help deciding the value of your real estate?
We at ERBES APPRAISALS, INC. understand the special needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at ERBES APPRAISALS, INC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours. Need to cancel PMI?An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping consumers just like you delete unnecessary PMI insurance. Challenge Niagara county's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other homes close to yours. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from ERBES APPRAISALS, INC. is your strongest weapon. HELOC recently frozen?If your property is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. ERBES APPRAISALS, INC. can help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house. |